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Fix & Flip Loans

Fast funding for purchase and rehab—close deals quickly and turn properties for profit.

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What Is Fix & Flip Financing?

Fix & flip loans provide short-term capital to purchase distressed or undervalued properties, fund renovations, and sell for a profit. These loans are designed for speed and flexibility—perfect for investors who need to move fast on opportunities.

Purchase + Rehab

One loan covers acquisition and repairs

Fast Close

Funding in 7-14 days (case-by-case)

ARV-Based

Loan size based on after-repair value

Typical Terms

Loan Amount

$100,000 - $5,000,000

LTV / ARV

Up to 75% ARV (combined purchase + rehab)

Nationwide

All 50 States

Term Length

Up to 13 months

Time to Fund

7-14 business days (varies by complexity)

Draw Schedule

Interest-only payments; rehab draws released after inspections

* Rates and terms shown are typical starting points and vary by property, credit profile, and documentation.

Eligibility Requirements

  • Personal credit score 600+ preferred
  • Verifiable income or exit strategy (sale or refinance)
  • Cash reserves of at least 10% of loan amount
  • Non owner occupied property

Required Documents

  • Completed UCC Application
  • LLC Documentation & Operating Agreement.
  • Executed purchase contract
  • Detailed rehab budget with contractor bids
  • Comparative Market Analysis (CMA) or appraisal
  • Bank statements showing cash reserves

Have a Unique Real Estate Deal?

We specialize in financing complex investment scenarios. Speak with a funding expert about your unique situation or apply now to receive your terms.

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