Transactional / Gap – United Choice Capital

Transactional / Gap Funding

Same-day bridge capital for wholesale deals—close A→B and B→C transactions with confidence.

What Is Transactional Funding?

Transactional funding (also called flash cash or same-day funding) provides short-term capital to facilitate back-to-back real estate closings. Ideal for wholesalers who need to close on a property (A→B) and immediately sell it to an end buyer (B→C) on the same day.

Same-Day Close

Fund both closings within hours

No Credit Check

Approval based on deal structure, not credit

POF Available

Proof of funds letters for seller negotiations

Fee Structure

Up to $115,000

$2,000 flat fee

$115,000 - $1,000,000

1.75% + $695 backend processing

Over $1,000,000

Case-by-case pricing

How It Works

Secure Your Buyer

Lock in your end buyer (C) with a signed purchase agreement and proof of funds.

Submit Both Contracts

Provide A→B and B→C contracts to your title company and funding provider.

C's Funds in Escrow

End buyer's funds must be verified in escrow before A→B closing.

Same-Day Double Close

Close A→B and B→C sequentially, same day, same title company.

Requirements

Executed A→B and B→C purchase agreements
End buyer's proof of funds and commitment verified
Same title company for both closings
C's funds in escrow before A→B closing
State allows same-day double closings (most do; verify locally)